Wing Commander HL Risanga (Retd)
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1. Ex-Servicemen Contributory Health Scheme, ‘ECHS’ tia kan hriat lar zawk hi India rama Healthcare system, changtlung tak si, hriat hlawh tawk lo zinga langsar ber a ni hial awm e. Chuti taka hriat a hlawh lohna chhan chu eng dang vang ni lovin Ex-Servicemen(ESM) te leh an chhungte tan bik liau liaua duan a nih vang a ni. ECHS dinna hi kum 20 awrh chauh a la ni chung hian India ram pumpuiah member Nuai 52 vel a nei thei a ni.
2. Kum 2002 thleng khan ESM te chuan damlo inenkawl nan Armed Forces Group Insurance Scheme an hmang thin a. He Insurance Scheme hnuaiah hian natna enkawl theih bik a awm avang leh Central Health Scheme dangte aiin a changtlun tawk loh avangin damlote inenkawlna changtlung tak, ram pum huap thei ni thei turin ECHS hi ni 01 April 2003 khan din a lo ni ta a ni. ESM te hi hmun dang, mahni khua ni lem lo a khawsa chhunzawm ta an tam avangin ECHS chuan a huap zau thei ang ber turin hma a la zel a. ESM te tam deuhna hmunah Polyclinic te a din a, an tam lutuk lem lohnaah chuan Mobile Medical Unit hmang ten damlo inentirna a kalpui thin thung a ni.
3. Hun rei lo te chhungin ECHS chuan Polyclinic 426 te a lo din a, Regional Centre pawh 28 ngawt din a lo ni ta a ni. ECHS changtlun em emna pakhat chu damlote enkawl nan SOP chipchiar tak a nei hi a ni. A chungnun em em lehna chhan chu Health Care scheme dang ang lo takin inenkawlna sum senso zat turah ‘LIMIT’ a nei ve lo hi a ni.
4. India rama Health Care System hrang hrangte chuan an thawhpui Hospital-te kaltlangin damlo inenkawlna an kalpui a, a hranpain clinic an nei ngai lo. ECHS ah erawh chuan a bik taka ESM leh an chhungte damlo lo enkawl lawk nan Polyclinic a nei a, he Polyclinic-ah hian Doctor leh Dentist te an awm a, Laboratory leh Pharmacy te a awm tel bawk a ni. Polyclinic-ah hian damlo 60% vel hi chu enkawl theih an ni tlangpui a, thisen test leh an damdawi mamawh pawh heta pek chhuah vek an ni. Damlote damdawi mamawh pawh, Polyclinic Pharmacy a awm lo pawh heta tang hian an chahsak thei bawk. Polyclinic in a enkawl theih piah lamte chu Military Hospital-ah emaw Empanelled hospital ah te refer leh niin enkawl chhunzawm an ni thin.
5. Aizawl leh Lungleiah te pawh ECHS Polyclinic din a lo ni ve ta hial a, hengte hi Type ‘D’ Polyclinic a chhiar niin Doctor leh Dentist pakhat ve ve an awm a ni. Polyclinic hi ESM pantute an tam dan azirin a lianin a changtlung zel thei a. Pantu an tam chuan tuna Mizorama Polyclinic awmte hi Type ‘D’ atang Type ‘C’ ah te pawh a inhlangkai thei a, chutiang a nih chuan Doctor pawh 2 an awm thei anga, Specialist Doctor te thleng pawhin a rawn thutchilh thei dawn a ni.
6. September 2023 atang khan ECHS chuan State Referral Hospital/ Zoram Medical College chu a empanel tawh a. Tunah chuan ECHS member zawng zawngte’n ZMC-ah a thlawnin an inentir thei tawh a ni. ZMC a inentir tur hian Polyclinic atanga Referral lak hmasak a ngai a, he referral lehkha hmang hian ZMC a awm, kan ECHS Staff va hmu in ani chuan damlo te inentir dan tur leh an senso te alo buaipui chhunzawm leh thin a ni.
7. Mizoram State Cancer Institute, Zembawk pawh hi ni 04 March 2024 atang khan empanel fel a ni tawh a, ESM leh an chhungte tan a thlawna inenkawl theih a ni leh tawh bawk a ni.
8. Inentirna hi Mizoram chhunga empanel hospital-ah chauh a tih theih tihna a ni lova, Polyclinic atanga referral nei te tan North East states a ECHS Empanelled Hospital a an duhna Hospital ah an inentir thei. An case a zirin India ram hmun lian zawk ah te pawh a inentir theih lehzel.
9. Empanelled Hospital neih hi a pawimawh em emna chu mahni sum sen ngai lova treatment lak theih a nih vang a ni a, thil hlu tak a ni. Chutih rualin Empanelled Hospital ni lo, Private Hospital-ah pawh inenkawlna hi a kalpui theih tho a, mahse chutiang ah chuan mahni sum lo hman hmasak a, a hnu a bill let leh a ngai thung. Bill erawh Central Government Health Scheme (CGHS) rate awm sa hi rin a nih avangin, chutiang ang zat chuan pek let an ni thin. Government Hospital, Empanelled lo a ni erawh chuan CGHS rate hi hman ni lovin, 100% in bill pek let leh an ni thung ang.
10. Emergency thil ah damlote hian an tana pan remchang ber Hospital an pan thei a, Polyclinic atanga Referral lak hmasak pawh a ngai lem lo. Amaherawchu Hospital luh atanga darkar 48 chhung ngeiin Polyclinic an rawn hriattir tur a ni. Damlo lo enkawltu Doctor khan ziakin ‘Emergency’ case a ni ngei a ni tih certificate a pek a ngai bawk a, chutiang a nih chuan Empanelled Hospital-a an lo luh chuan sum sen a ngai lo anga, Empanelled Hospital a nih loh chuan CGHS rate a reimburse sak an ni ang.
11. Ex-Servicemen leh an chhungte hi India hian a ngai pawimawh hle a, an pual liau liau hian Ministry of Defence hnuaiah Ex-Servicemen Welfare Directorate te a din hial a ni. Chumi Directorate hnuaiah chuan ECHS pawh hi dah a ni a, a ngaihhlutawm hle mai. Tunah hian Mizoram ah ECHS hmangtute hi 6000 pawh kan la tling lo a, a hmang thei, rawn la hmang lo hi 6000 aia tam an la awma hriat a ni. He Health Care Scheme hlu tak hi a hmang tur dik tak te hian rawn hmangin a hlutna te hi rawn hre nawn leh se a duhawm hle. A hmang thei, rawn la hmang lo te pawh hian rawn hmang se, kan Polyclinic te hi a rawn changtlung chho leh zel thei dawn a ni.