Shri Kh Rangamlian Aimol
Director (i/c), Institute of Cooperative Management, Imphal
(An Institute of National Council for Cooperative Training, New Delhi, Ministry of Cooperation, Govt. of India)
-- Advertisement --
India ram chhungah hian Primary Agricultural Credit Societies (PACS) 95,000 dawn NABARD-in a re-financed (Pawisa a enkawl) District Central Cooperative Banks (DCCBs) 352 kaltlangin a nei a; State Cooperative Banks (StCBs) 34 lai mai 13:12 maktaduai loneitute member an ni. PAC hi thingtlang ei leh bar thlun zawmtu pawimawh tak a ni a, loneitu te hnenah short – term & medium term a bâin a pe thin a ni. Amaherawhchu, hetianga sum lakluh ringawt hi PAC hmalakna a tam a tawk lo va. Tunah hian PAC hmalaknate hi an danin a phuar a, a tam zawkah chuan kum 10-a upa te an ni a, ennawn agai an ni.
PAC Byelaws Model hian an sumdawnua hi sectors 25-ah an then sawm a. (Agri & non-agri, credit & non–credit ah te) hei hian Multi – Purpose Primary Agri Credit Societies-ah a let (siam) ta a sumdawnaa thenkhat PAC in a hnuaia a lak theih te chu (Bye – laws) zulzui ang chuan: Short – term, Medium term leh long term credit te, lei tha leh rannung thahna hlo sem chhuah te, thlai chi sem te, sangha khawi/Vawkvulh te, Loneih te, Custom hire (Chhawr) te pangpar khawite, khuai te, Sangha & Kaikuang Khawite, Ar, Beram, Kel, Vawkvulk, Silk thar chhuah, Bawnghnute thar chhuah, Buh thar, lakkhawm, an \hat zawng tehna (Grading) thenfai hnate, packaging te, a brand siamte, loneihna lama thlai thar chhuahte hralhna a ngaihtuah leh a vawn thatna ngaihtuah (warehouse and cold storage) mipui pun khawmna, damdawi in, zirna, dawr te, LPG/Petrol & Diesel zawrh te, Bank mitra/ sumdawnnaah inbiak tawnna Insurance lam te, common service centre / data center/locker facility leh a dangte. Bye – laws model hian States/UTs-ah te tih dan a tha ber a keng tel a, dan leh inrelbawlna atana tul te, PAC huam chhung tih zau te, Loan bik then zau te, long term loan puk theihna te, Member-a inziah luh dan te. BoD, Gen. Body & Management kaihhnawih, endikna, (audit) te a keng tel vek a ni.
Khing bakah khian, PAC project ho computerised te, ERP based software te pawh duan mek a ni. FPS licenses leh PAC chu ei leh bar laluttu agency atan a ruat a, chu chu (MSP) angin a ni a. Hon’ble Minister of Cooperation hian States & Union Territories zawng zawng Chief Minister-te a hriattir tawh a ni.
Model Bye – Law hi Chapter 13 a \hensawm a ni a, a pianphungah PAC duh dan ang a ni tur a ni a, Model Bye-Laws hi siam that/Puitlin a nih hnuah state tin te Cooperation Acts-in a nih hnuah PAC tin te’n an hmang thei ang. A duh tan a hnuaia mi hi biak pawh tur a ni e. – Director, ICM, Imphal, Lamphelpat.